premium 核心詞議：
n. 額外費用；獎金；保險費；（商）溢價
adj. 高價的；優質的
premium 基本解釋
n. 額外費用；保險費；附加費
adj. 高昂的；優質的
速記方法
速記技巧
詞源記憶法
來自拉丁語praemium，獎勵，獎品，戰利品，來自prae，在前，-em，拿，帶，獲得，詞源同example，exempt.后用于形容詞詞義優質的，高端的，即額外的獎品。由該形容詞詞義又用于指經濟學術語加價，溢價，保險費等。
諧音記憶法
還可諧音：拼命，為了獎金拼命干。
知識擴展
習語積累
習語 n. at a premium 1 稀少；難得 if sth is at a premium , there is little of it available and it is difficult to get Space is at a premium in a one-bedroomed apartment. 單居室公寓的空間是很有限的。 2 超出平常價；溢價 at a higher than normal price Shares are selling at a premium. 這種股票以高于面值的價格出售。 put/place/set a premium on sb/sth 重視；珍視 to think that sb/sth is particularly important or valuable
詞語辨析
payment premium subscription repayment deposit instalment These are all words for an amount of money that you pay or are expected to pay, or for the act of paying. 以上各詞均指款額、款項、付款。 payment an amount of money that you pay or are expected to pay; the act of paying 指款額、款項、付款： ten monthly payments of $50 每月付款50元，十次付清 payment in advance 預先付款 premium an amount of money that you pay once or regularly for an insurance policy; an extra payment added to the basic rate; a higher amount of money than usual 指保險費、額外費用、附加費、溢價： an insurance premium 保險費 a premium for express delivery 快遞附加費 subscription an amount of money you pay in advance to receive regular copies of a newspaper or magazine or to receive a service 指（報刊、雜志等的）訂閱費、訂購款，（服務的）用戶費： a subscription to ‘Newsweek’ 《新聞周刊》的訂閱費 repayment an amount of money that you pay regularly to a bank, etc. until you have returned all the money that you owe; the act of paying this money 指按期償還的款項、分期償還額、償還債務、歸還借款： the repayments on the loan 貸款的分期償還額 deposit an amount of money that you pay as the first part of a larger payment 指訂金： We've put down a 5% deposit on the house. 我們已支付了房款的5%作為訂金。 instalment one of a number of payments that you make regularly over a period of time until you have paid for sth 指分期付款的一期付款： We paid for the car by/in instalments. 我們以分期付款買了這輛車。 常用搭配 The money was in payment / repayment of a debt. (a / an) annual / monthly / regular / cash payment / premium / subscription / repayment / deposit / instalment payment / repayment in full to pay a(n) premium / subscription / deposit / instalment to make (a) payment / repayment / deposit to meet / keep up (with) (the) payment(s) / the premiums / (the) repayment(s) / the instalments
中文詞源
premium 獎勵，獎品，促銷品，加價，溢價，優質的，高端的
來自拉丁語praemium,獎勵，獎品，戰利品，來自prae,在前，-em,拿，帶，獲得，詞源同example,exempt.后用于形容詞詞義優質的，高端的，即額外的獎品。由該形容詞詞義又用于指經濟學術語加價，溢價，保險費等。
中文詞源：
premium 獎勵，獎品，促銷品，加價，溢價，優質的，高端的
來自拉丁語praemium,獎勵，獎品，戰利品，來自prae,在前，-em,拿，帶，獲得，詞源同example,exempt.后用于形容詞詞義優質的，高端的，即額外的獎品。由該形容詞詞義又用于指經濟學術語加價，溢價，保險費等。
premium
精選例句
1、 A premium of 10%is paid out after 20 years.
20年后要付清10%的額外費用。
2、 Shares are selling at a premium.
這種股票以高于面值的價格出售。
1、 “It’s a habit for them Innovative companies, according to the authors, typically enjoy higher valuations in the stock market, which they call an “innovation premium (溢價）.
根據作者的說法，創新公司通常在股票市場上享有更高的估值，他們稱之為“創新溢價”。
1、 But a look at the prices on online grocer Fresh Direct suggests a grass-fed premium of anywhere from 35-60% .
但看看在線雜貨商Fresh Direct的價格就會發現，草飼的價格要高出35-60%。
1、 To combat the trap of putting a premium on being busy, Cal Newport, author of Deep Work: Rules for Focused Success in a Distracted World, recommends building a habit of “deep work” – the ability to focus without distraction.
為了避免過度忙碌的陷阱，《深度工作:在分心的世界中專注成功的法則》一書的作者卡爾·紐波特建議培養一種“深度工作”的習慣——集中注意力而不分心的能力。
常見考點例句：
- A decade or so ago , investors used to talk about the buffett premium .
- 十年前，投資者們常常談到巴菲特溢價。
- The fear premium added by the iranian situation has just exacerbated this distortion in the price .
- 伊朗形勢推動的恐懼溢價加劇了油價的扭曲程度。
- ? You have to charge a 5x price premium for your product .
- ?必須對自己的產品收取五倍的價格溢價。
- This fear premium will continue for as long as wall street is worried .
- 只要華爾街存有憂慮，恐懼溢價就會持續存在。
- That was a 38 % premium — good , but not exceptional .
- 那是38%的溢價——不錯，但還不夠好。